USD Savings 5.4 % APY NGN Savings 12.8 % APY USD ↔ NGN ≈ ₦1480 Biz Loans from 9.9 % Crypto Wallet 0 % custody fee

Banking Re-imaginedfor the Digital Age

Experience seamless money management with NorviaCapital’s cutting-edge tools.

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Digital banking

Our Banking Services

Personal Banking

Everyday accounts & cards tailored to you.

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Business Banking

Payroll, invoicing & FX in one dashboard.

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Loans & Credit

Instant overdrafts & transparent rates.

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Investments

Mutual funds & fixed-income bundles.

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Smart Features

AI-Powered Budgeting

We crunch your last 90-day spend and surface a personalised budget in seconds — then nudge you when you drift off track.

Investments

Dollar Savings

Earn up to 7 % annual yield on USD deposits.

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Fixed-Income Bundles

Curated FGN & corporate bonds, laddered for liquidity.

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Blue-Chip ETF

Diversified US equities, rebalanced quarterly.

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Customer Stories

“Norvia helped me grow my savings 3× faster.”

– Emeka O., Lagos

“Instant transfers really mean instant!”

– Aisha B., Kano

“The AI budget tool keeps me on track.”

– James K., Abuja

Frequently Asked Questions

Are there any monthly fees?

No. NorviaCapital accounts come with zero maintenance charges.

How long does card delivery take?

Within 3–5 working days, nationwide.

What is the minimum opening balance?

₦0 — start with any amount.

Is my money insured?

Yes. All deposits are covered by NDIC insurance.

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