USD Savings 5.4 % APY EUR Savings 4.7 % APY GBP Savings 4.5 % APY AUD Savings 5.0 % APY CAD Savings 4.8 % APY JPY Savings 0.3 % APY CHF Savings 1.6 % APY Biz Loans from 9.9 % Crypto Wallet 0 % custody fee Gold Vault 0.2 % storage fee Stocks ETF 0.07 % expense ratio Robo-Advisor 0.25 % annual fee No-Fee Checking 0 % monthly fee

Banking Re-imagined for the Digital Age

Experience seamless money management with NorviaCapital’s cutting-edge tools.

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Digital banking

Our Banking Services

Personal Banking

Everyday accounts & cards tailored to you.

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Business Banking

Payroll, invoicing & FX in one dashboard.

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Loans & Credit

Instant overdrafts & transparent rates.

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Investments

Mutual funds & fixed-income bundles.

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Smart Features

AI-Powered Budgeting

We crunch your last 90-day spend and surface a personalised budget in seconds — then nudge you when you drift off track.

Your financial goals matter

Dollar Savings

Earn up to 7 % annual yield on USD deposits.

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Fixed-Income Bundles

Curated FGN & corporate bonds, laddered for liquidity.

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Blue-Chip ETF

Diversified US equities, rebalanced quarterly.

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Customer Stories

“NorviaCapital’s mobile app makes managing my budget a breeze.”

– John D., New York, NY

“I cut my monthly expenses by 20% using Norvia’s savings insights.”

– Maria L., San Francisco, CA

“Their customer support in the USA is top-notch—always there when I need help.”

– Alex R., Chicago, IL

Frequently Asked Questions

Are there any monthly fees?

No. NorviaCapital accounts come with zero maintenance charges.

How long does card delivery take?

Within 3–5 working days, nationwide.

What is the minimum opening balance?

$0 — start with any amount.

Is my money insured?

Yes. All deposits are covered by FDIC insurance.

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